Skip to content
    Open a business account in 3 minutes

    Banking that moves your business forward.

    Accept payments, manage multi currency accounts, and access overdrafts. Everything your business needs to grow.

    Nomba business dashboard showing a transaction feed and multi-currency balances
    Nomba business app showing an NGN account balance

    Powering hundreds of thousands of leading businesses

    GIGM

    Burger king

    The Delborough

    GIG logistics

    Reliance

    Health plus

    Wakanow

    Medplus

    CrossFit

    Cowrywise

    Circa

    600,000+Active businesses
    ₦7T+Processed every month
    99.9%Uptime, round the clock

    Business banking feels better with Nomba

    Whether you're a small business or scaling across borders. Join 600,000+ businesses already banking with Nomba.

    CBN licensed & regulated

    Licensed by the Central Bank of Nigeria. Your funds are protected, compliant, and secure.

    24/7 customer support

    Real humans, not bots. Reach us in app, by phone, or email anytime, day or night.

    Open an account in minutes

    NGN and USD wallets in under 3 minutes. No paperwork, no branch visits. Most approved same day.

    A business account packed with everything you need

    Banking, payments, and financial tools all in one place, built for Nigerian businesses.

    NDIC protection

    Your Nomba business account is NDIC-insured, so your funds stay protected no matter what.

    Pay and get paid

    Accept payments via POS, payment links, bank transfer, or USSD, and send money to any bank instantly.

    Business tools

    Create payment links, launch checkouts, and deploy terminals, everything you need to collect money your way.

    Spending and expenses

    Get a virtual or physical card for your team, and track every expense by category in real time.

    Loans and overdraft

    Get working capital fast. Business loans and overdrafts based on your transaction history, no long forms.

    Interest earning savings

    Earn competitive interest on your business funds automatically accessible whenever you need it.

    Cash flow gap? Draw on an overdraft.

    Get working capital when you need it. Approved in the app based on your sales history, so you can restock, pay suppliers and keep trading without waiting on a loan.

    • Based on your sales

      Your limit grows with your transaction history, not a credit score.

    • No long forms, no collateral

      Apply in the app. Most decisions come back the same day.

    • Repay as you sell

      Draw what you need and pay it down from daily settlements.

    Grow the cash in your business account.

    Earn competitive yield with interest paid daily. Not a fixed deposit: withdraw whenever you need to.

    ₦400,000,000/yr

    ₦5B

    Displaying an estimated return of 8% a year at this balance.

    Total balance
    Total treasury return
    ₦10B and above
    9%
    ₦5B – ₦10B
    8%
    ₦1B – ₦5B
    7%
    ₦500M – ₦1B
    6%
    Under ₦500M
    5%

    Illustration only. Your rate is confirmed when you fund the account, and deposits are insured by the NDIC.

    Accept payments in store and online

    Advanced point-of-sale features. No extra cost.

    Real-time settlement

    Funds land in your Nomba account the moment a payment clears.

    USD & NGN

    Accept payments in multiple currencies, in person or online.

    Nomba Max POS terminal showing a payment approved

    Bank-grade security

    Advanced fraud detection protects every single transaction.

    Every payment method

    Cards, transfers, QR codes and USSD, all from one device.

    You must have a Nomba Business account to use Nomba POS.

    Hear from businesses scaling with Nomba

    Cowrywise

    Powering the payments infrastructure behind a multi-million-dollar investment platform.

    Proxy Lagos

    Building an empire on discipline, and a banking system that keeps up.

    XO Bakery

    How a TV show inspired one of Lagos's top bakeries, against all odds.

    Paperbox Eats

    Streamlining quick-service restaurant ops with Nomba's POS and real-time insights.

    Building solutions for every type of business

    For Corporate Businesses

    For Small Businesses

    For Freelancers

    Your business account is 3 minutes away

    Open a Nomba Business Account and take your business further.

    No setup fees • Free account • 24/7 support