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    Your investors move fast.
    Your money should too.

    Payouts in Naira and USD, embedded virtual accounts for collections, and emergency overdraft lines, all from one API.

    API Docs
    ₦7T+ monthly payouts99.78% success rateLicensed in NG, US, CA & DRC

    Built for companies that manage Africa's capital

    Mutual Fund Managers

    Quarterly dividends and redemptions, settled instantly.

    Pension Fund Administrators

    Bulk disbursements to thousands of beneficiaries.

    Wealth Managers

    Multi-currency payouts with transparent FX.

    Investment Platforms

    Embedded accounts for seamless investor collections.

    Payouts

    Settle with investors in the currency they trust.

    Quarterly dividends in Naira or capital returns in USD: disburse to any bank account with a single API call. No batch windows, no reconciliation headaches.

    Explore the Payout API

    Naira payouts

    Settle to any Nigerian bank account in seconds. Real-time, 24/7.

    USD payouts

    Disburse to USD accounts with competitive FX and transparent fees.

    Bulk disbursements

    Pay hundreds of investors in one sweep via file upload or API.

    Smart routing

    Nomba picks the fastest settlement path automatically.

    Webhooks & reconciliation

    Instant confirmation on every payout. Match every naira to every investor.

    Per-investor accounts

    Spin up a dedicated virtual account for every investor in milliseconds via API.

    Auto-reconciliation

    Every inflow is tagged to the right investor and fund automatically.

    Real-time notifications

    Webhook alerts the instant money lands. Trigger workflows automatically.

    Fully embeddable

    Virtual accounts live inside your app. Investors never leave your platform.

    Multi-currency ready

    Collect in NGN today. USD and GBP corridors are already in motion.

    Collections

    Give every investor their own account number, inside your app.

    Generate unique account numbers for each investor, fund, or subscription window, all embedded in your platform. No more misallocated deposits.

    See Virtual Accounts in action
    Liquidity

    When the market won't wait, your capital shouldn't either.

    Redemption spikes, margin calls, unexpected obligations. Access pre-approved overdraft lines so you never liquidate positions at the wrong time.

    Pre-approved facility

    Get assessed once. Draw multiple times. No reapplication.

    Instant access

    Funds hit your account in minutes, not days.

    Flexible repayment

    Repay on your terms. No early-repayment penalties.

    Transparent pricing

    Know the cost before you draw. No hidden fees.

    Protects your portfolio

    Meet obligations without forced liquidation.

    Secure & compliant

    Full audit trail on every drawdown and repayment.

    "We switched our entire payout flow to Nomba and cut settlement time from 48 hours to under 10 minutes. Our investors noticed."

    — Head of Operations, Cowrywise
    < 10s

    Avg Naira payout time

    99.78%

    Transaction success rate

    ₦7T

    Monthly payouts

    From integration to live payouts in days.

    01

    Connect

    Integrate Nomba APIs into your platform. SDKs in Python, Node, and PHP.

    02

    Configure

    Set up virtual accounts, payout rules, and your overdraft facility.

    03

    Go live

    Start collecting, disbursing, and managing liquidity through one API.

    Why Nomba

    Licensed in Nigeria, the US, Canada, and the DRC. Powering 300,000+ businesses and processing billions monthly.

    Regulatory confidence

    CBN and BCC-licensed, PCI-compliant. Your compliance team will sleep well.

    Enterprise-grade uptime

    99.78% success rate, what your investors experience every single time.

    One integration, many products

    Payouts, collections, virtual accounts, overdraft, all through a single API.

    Dedicated support

    A named account manager who understands financial services. Not a chatbot.

    Let's build your money infrastructure.

    Whether you manage ₦500M or ₦50B, Nomba scales with you.

    Read the API docs