Meet Pots: Nomba’s New Way to Organise Your Business Money Without Opening Multiple Accounts

Salaries, supplier payments, logistics, and project budgets no longer need separate bank accounts. Nomba Pots lets businesses organize their money into dedicated buckets inside one account, while sending transfers directly from each Pot.

If you've ever run a business, you know the drill. Salaries need to be set aside. Logistics needs its own bucket. Supplier payments can't be touched until it's time to pay suppliers. So what do most business owners do? They open account after account, just to keep the money from all blending into one confusing pile, then pay transfer fees every time cash needs to move between them.

Nomba's new feature, Pots, is built to end that entirely.

What Exactly Is a Pot?

Think of a Pot as a dedicated money bucket that lives inside your existing Nomba account. Instead of scattering funds across separate accounts for salaries, logistics, supplier payments, or whatever else your business needs to track, you create a Pot for each purpose and fund it directly from your main wallet.

Your money technically stays in one place, but it behaves like it's split across many, each Pot earmarked, organized, and ready for its specific job. Need to know how much is left for this month's supplier payments? Check the Pot. Need to see what's set aside for salaries? Same thing. No more digging through one long, undifferentiated transaction history trying to remember what portion of your balance was meant for what.

No More Paying to Split Your Own Money

The real pain Pots solves isn't just organization, it's cost. Splitting money across multiple bank accounts usually means multiple transfer fees just to move your own funds where they need to be. With Pots, that friction disappears. You fund a Pot, and from there you can transfer directly out of it or withdraw straight back to your main wallet whenever you need to, without the extra hops and extra charges that used to come with keeping your finances separated.

Send Money Straight From a Pot, or Your Overdraft

Here's where it gets even more practical: you're no longer required to move money back into your main wallet before you can send it. Pots (and overdraft accounts) can now initiate transfers directly, using the exact same transfer flow you're already used to on Nomba. The only thing that changes is where the money is coming from.

That might sound like a small technical detail, but it removes a step that used to slow down day-to-day operations. Fewer clicks, fewer transfers-within-transfers, and a payment process that finally matches how business owners actually think about their money: not as one big undivided number, but as several smaller commitments that each need to be honored on time.

Where Pots Actually Comes In Handy

The idea makes even more sense once you picture it against real business situations. A few scenarios where Pots does the heavy lifting:

The nightclub or event space juggling multiple vendors

Picture a business like Proxy, where staffing, drinks, logistics, and entertainment bookings all draw from the same pool of money but on completely different schedules. A Pot for staff salaries stays untouched until payday. A separate Pot for supplier restocks can be funded right after a big weekend, ready the moment an invoice comes in. Nothing gets accidentally spent on the wrong thing because it's not sitting in one blended balance anymore.

The small business owner tired of multi-bank juggling

Instead of opening a second or third bank account just to keep logistics money away from salary money, everything stays inside one Nomba account. Fewer logins, fewer cards, fewer places for a business owner to lose track of what's been spent versus what's still available.

The seasonal or project-based business

A contractor or event planner taking on a new project can create a Pot specifically for that project's budget, funding it upfront and drawing from it as costs come in, without mixing it into general operating funds. Once the project wraps, whatever's left can be withdrawn straight back to the main wallet.

The team that needs spending discipline without spreadsheets

Rather than tracking allocations in a separate spreadsheet and hoping nobody overspends, the Pot itself acts as the ceiling. If the logistics Pot is running low, that's a real-time signal, not something discovered after the fact when the main balance is already short.

The business managing an overdraft alongside daily transfers

With transfers now possible directly from an overdraft account, a business that occasionally dips into credit doesn't have to manually shuffle funds first. Payments can go out from wherever the money actually is, on the same familiar transfer screen.

For a business owner juggling payroll, suppliers, and logistics costs all at once, Pots is less about a flashy new feature and more about removing a genuine daily headache. It brings the discipline of separate accounts without the overhead of actually maintaining separate accounts, and it fits into the transfer process you already know how to use.

In short: your money stays in one place, but finally works like it's in many, on your terms, and without the extra fees for the privilege.