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    Infrastructure for
    Modern Remittance

    Payouts in NGN, CDF and USD, virtual accounts for collections, and overdraft lines when you need them, all from one API.

    Read the Docs
    ₦7T+
    Processed monthly
    99.9%
    Payout success
    < 10s
    Avg payout time
    45+
    Remittance partners
    payout.json
    POST /v1/payouts
    {
     "amount": 500000,
     "currency": "NGN",
     "recipient": {
      "bank_code": "058",
      "account_number": "0123456789",
      "account_name": "John Doe"
     },
     "reference": "remit_tx_abc123",
     "narration": "Remittance payout from US corridor"
    }

    Remittance is hard. Your infrastructure shouldn't be.

    Fragmented networks, idle float, slow settlement, compliance headaches. One integration solves all of it.

    Fragmented Networks
    Slow Settlement
    Compliance Burden
    Idle Float

    Everything You Need, One API

    Launch and scale remittance corridors into Nigeria, the DRC, and across Africa.

    Instant NGN, USD & CDF Payouts

    Deliver funds to any Nigerian or DRC bank account and MoMo wallet in seconds, with real-time webhooks and automatic retry logic.

    Earn Yield on Float

    Earn competitive yield on your pre-funded Naira while maintaining instant liquidity for payouts.

    Overdraft & Credit Lines

    Keep payouts flowing when pre-funding runs low. Flexible overdraft with transparent pricing.

    Naira Virtual Accounts

    Generate unique accounts per corridor, partner, or batch. Automate reconciliation and isolate funds.

    Stablecoin Rails

    Accept USDT, USDC and convert to Naira for last-mile delivery. Bridge crypto corridors to local bank payouts.

    USD, GBP & EUR Accounts

    Collect remittance inflows in major currencies through dedicated virtual accounts via API.

    How It Works

    Four steps from inflow to yield.

    Step 1

    Collect

    Receive funds in USD, GBP, EUR, or stablecoins via virtual accounts.

    Step 2

    Convert

    FX conversion at competitive rates with real-time pricing.

    Step 3

    Payout

    Instant disbursement to bank accounts and MoMo wallets in Nigeria and DRC.

    Step 4

    Earn

    Generate yield on idle Naira float between payout cycles.

    Compliance, Handled

    Nomba is licensed and regulated in Nigeria, the US, Canada, and the DRC. We handle KYC, AML, and transaction monitoring so you can focus on growing your corridors.

    CBN Licensed
    BCC Licensed
    PCI DSS Compliant
    SOC 2 Certified
    ISO 27001
    "Nomba's infrastructure cut our Nigeria payout integration time from 3 months to 5 days. The yield on float was a game-changer for our treasury."

    — Head of Payments, RedRemit

    Ready to power your remittance corridors?

    Talk to our partnerships team and go live in days, not months.

    Read the API Docs